Dan Miller

If you fly Delta Air Lines with some frequency, you’re probably aware of the various Delta-branded credit cards available. American Express issues this range of cards and has done an exceptional job of marketing it to Delta flyers
Amex has also made sure the collection includes a card match for any type of Delta traveler, from the infrequent flyer to the Delta loyalist.
Today, we’re looking at the Delta SkyMiles® Platinum American Express Card. While not as packed full of benefits as the Delt...

American Express and Chase are two of the largest credit card issuers in the U.S., and they each have their own proprietary and transferable currency.
American Express has Membership Rewards and Chase, not to be outdone, has Chase Ultimate Rewards. Transferable currencies can be a valuable type of mile or point to earn because they help protect you from devaluation.
If you have all of your miles or points in a single proprietary currency (think American Airlines AAdvantage miles or Hilton Hon...

The Chase Sapphire Preferred® Card is one of the top rated credit cards out there. It’s especially beneficial for people who already have good credit and finances but are just starting to focus on credit card rewards. The Sapphire Preferred checks almost all of the boxes. It has a great welcome offer, its points are easy to use and it has above-average benefits.
Here’s a look at some of the top benefits of the Chase Sapphire Preferred® Card to help you get the most out of this popular card.
T...

Whenever there’s a period of financial uncertainty, it can make sense to review your credit card portfolio to make sure that you’re not paying too much in annual fees. Since many credit cards have annual fees that are waived the first year, if you’re not cognizant of what fees are upcoming, you can find yourself paying fees on cards that aren't providing enough benefits to outweigh the cost. Since many travel credit cards come with high annual fees, it’s a good idea to regularly review your c...

The Blue Cash Everyday® Card from American Express earns cash back on every purchase, with no annual fee.
It's an especially good choice for purchases in its bonus categories. You'll get 3% back on t...

Home affordability is primarily determined by your annual or monthly income as compared to your potential house payment. When trying to determine how much house you can afford, the most important factor is how much money you make. Your annual income is a key part of deciding your home buying budget and how much house you can afford.
Here are a few steps that first-time home buyers can take to determine how much they can spend:
Find you...

Summer is right around the corner, and you might be looking forward to backyard barbecues and beach reads. Summer can also be a great time to get on the road and see new sights or visit friends and family.
The problem with finding good summer travel deals is that everyone else is looking for them, too. High demand can push prices up and availability down. Here are a few tips to help you keep family travel costs low as much as possible.
How to find the best travel deals for summer
Tip #1: Be f...

Once you get the hang of it, booking travel with points and miles for only one or two people isn’t too tricky. But when you’re trying to make reservations for three, four or more people at a time, things get complicated.
That’s my family’s reality. We don’t just have a couple of children — we have six kids ranging in age from 9 to 21. Having a large...

How many miles do you need to get a free flight? If you’re new to redeeming airline miles, one of the first things you'll learn is that the process can be much more confusing than buying a ticket with money.
Ther...

Probably the easiest way to define a robo advisor is as a computer-based, automated service that performs investment management for a low fee. Robo advisors have become more popular recently as many people are looking for an advisor that charges lower fees than most traditional financial advisors.
How Do Robo Advisors Work?
Typically, a robo advisor will ask you a series of questions to determine your investment preference and risk tolerance. Based on those criteria, the robo advisor will des...

Filing for bankruptcy is a way to deal with mounting debts you can no longer manage. But once you’ve opted for this approach to wiping out debts, there are limits surrounding when you can file again. If you’ve used Chapter 7 bankruptcy specifically to discharge debts in the past, you must wait eight years before...

Great Card If
You already have a PayPal account.
You frequently check out with PayPal.
You’re looking for a cash-back card with a straightforward earning structure.
Don’t Get If
You have other cards where you want to combine your rewards.
You’re looking for a card with a 0% intro APR offer.
You don’t have a PayPal account and don’t want to open one.
PayPal Cashback Mastercard — Is It Worth It?
The PayPal Cashback Mastercard is a cash-back card issued by Synchrony Bank under license from Maste...

It’s no secret that college is expensive. From hefty tuition fees to textbooks and school supplies to normal daily expenses, it’s easy for costs to add up. For most college students, managing these expenses can prove difficult, in part because they are newly independent and need help to become self-sufficient.
Enter student credit cards, which can provide some much-needed financial relief along with bonus perks and rewards. With smaller credit limits and rewards targeted specifically at colle...